SELLER MOTIVATED & CAN WORK WITH BUYERS ON BUYING DOWN YOUR RATE!! Experience coastal living at its finest in this beautifully renovated waterfront home, nestled in the highly sought after Gulf Harbors community. Enjoy direct access to the Intracoastal Waterway and Gulfperfect for boating, beach days, and sunset views right from your backyard. Sitting at a rare 13 feet of elevation, the property remained virtually untouched by recent storms and includes an elevation certificate and assumable flood insurance for added peace of mind. Along 85 feet of pristine seawall, a wide, deep water canal offers seamless Gulf accessideal for boating enthusiasts. Inside, the home showcases high end updates and features throughout. New flooring over a waterproof membrane, Frigidaire appliances, a Sharp microwave drawer, custom cabinetry, and elegant quartzite countertops elevate the kitchen and baths. Details like Moen fixtures, modern tilework, craftsman style doors, a marble surround wood burning fireplace, and upgraded LED lighting with dimmers add style and comfort. Impact windows, sliding doors, and a reinforced garage door enhance safety and efficiency. Mechanical upgrades include 2022 HVAC systems, a hybrid water heater that cools the garage, new garage mechanics with wireless opener, a dedicated electrical sub panel, and a full water softener/treatment system. Landscape lighting enhances the homes curb appeal after dark. The outdoor space is built for waterfront living: power is installed for a future boat lift, ALREADY INCLUDED are components for a 10,000 lb lift and Jet Ski components. Plans for New Dock/Lift available. Fabulous OVERSIZED floating dock with two gangways and composite decking is perfect for kayaking or guest docking. A 4 hole putting green adds backyard fun, while drip irrigation keeps the landscaping low maintenance and lush. Just minutes from downtown New Port Richey in a golf cart friendly neighborhood, residents also enjoy exclusive access to the Gulf Harbors Private Beach Clubadding even more to this turnkey waterfront retreat.