No hoa! Lease with option to purchase considered. Generous private lot with a 6 ft fence on one side and across the back on a quiet cul de sac street; trees and a stream across the back. New lvp flooring and updated led lighting throughout. Split bedroom plan. A handicap ramp is at the back door, and across the entire length of the front of the home is a large screened porch. Shasta camper excluded. All centrally located for quick access to panama city, st andrews, the navy base, gulf coast college, fsu branch, shopping, dining/entertainment, and the sugar shore of incredible public beaches!